Again, it’s possible to find this number on the bookmaker’s website. 927. 5 Goals. Calculate your potential accumulator odds and winnings with our acca calculator, which calculates your winnings from anything from two selections to ten selections. This sports betting calculator helps bettors compare moneyline odds and point spread odds. Easy to use and extensive odds calculator. First bet must be on Sports. See below to find out more about how we build these accumulators. Accumulator tips can be played with any bookmaker of your choice. Super Heinz Bet Calculator. A four fold bet is an accumulator with four selections. 5. • Permutations from up to 20 selections. Lay stake for free bet if stake returned. = $225 – $10. NFL Super Bowl College Football (NCAAF) Basketball College Basketball (NCAAB) March Madness NBA. 9. High Odds Tips vs Mega Accumulator Tips. As long as each team in the game finds the back of the net then your bet is a winner. Football Betting Football Odds Football Betting Offers. The only catch is that each customer is limited to 3 acca boosts per week, and the maximum bet credits stake permitted is £50. 50. If any of the bets in the parlay lose, the entire parlay loses. Africa Acca Bonus: 3% extra winnings with 2 selections up to 350% with 30 or more selections. You also can build our own betting slips a day in advance. On our website, our clients may get the best football accumulator tips for today and the weekend. Dutching Calculator - Find the stake needed on each of your bets to guarantee a fixed profit. Accumulator tips. The app offers a wide range of football accumulator options, with competitive odds and an easy-to-use interface. 20 Return. Barrow v AFC Wimbledon – Barrow to Win. Read our blog posts announcing new Stathead features and tutorials . Mazatlan have seen over 3. 50 the calculator will just round it up or down anyway. Draw returns your stake. Betpack's free accumulator calculator is an online tool that lets you calculate your winnings and losses when betting on multiple selections from different. Are you looking for more calculation options? Use our fully-featured bet calculator. Check today's football betting tips. Bet365 also offers live streaming of many football matches, as well as in-play betting and a range of other features. Choose your bet type. Get your football accumulator tips free! View our expert’s football acca tips & predictions for today and weekend’s football. To win $100 for a Cowboys win, you have to bet $170. Swimming in uncharted waters can easily have disastrous consequences on a rather promising acca. 50 and 4. Bet fast, win more!A football accumulator bet works in exactly the same way as an acca on any other sport. Sunday Betting Guide: Top Premier League Picks, Best Odds & Games to Watch. 5 goals tips shown on this page are all for games that we predict will end either 0-0, 1-0, 0-1, 1-1, 2-0, or 0-2. First bet must be on Sports. Of course, the other end of the scale is that all 6 picks will lose. In this five-fold mega accumulator tip, we use Defensor Sporting vs Boston River fixture to spearhead the imbalance in stats and odds. You can choose the number of bets, the odds format, the possible outcomes and the stake to get the most out of your Acca bets. Eberechi Eze (2. Lay All At Start Specific Process with Lay Accumulator Calculator Search Matches. 5. Win Probability Calculator. Get acca's daily for football, tennis, NFL and multi sports. Not only do we provide free tips every day of the year, we also provide detailed statistics and analysis to back up those football tips. The potential return is much higher because the return (and returned. Daily updated football ACCA tips for all top league games. The Oddsmatcher is an incredible Matched Bet Finder. An accumulator is 1 bet, with no limit to the number of selections. Football accumulators are regarded as one of the most popular betting markets, and they usually consist of four selections or more. See below for our picks of the top five online football betting apps offering cashout. Peter Addison Sports betting writer Peter joined the BettingSites. 50 then the odds on this treble will be 2. Our powerful Accumulator Bet Calculator is a fast and user-friendly tool that helps you calculate any possible winnings made from an Accumulator bet. Based on the basic tactics of the Accumulator Matched Betting guide, I selected narrower (between William Hill & Exchange) & shorter (strong favorite) odds for football accumulators as much as possible like the Arsenal match found in the free odds-matcher shown below; The free football accumulator tips app. Bet Calculator and Odds Calculator - Determine your potential winnings on accumulators using our Bet Calculator, Odds Calculator, Calculate Accumulators, Lucky 15, Each Way, Doubles, Trebles and more. 4/1, 2/1, 11/10 and 4/5, the calculator will automatically work out your potential return of £396. If any of the selections loses, the stake is lost. Check your potential winnings on accumulators, Lucky 15s and all your favourite bets with Paddy Power online bet calculator. Over 3. Football tips for todays matches. 65% 35%. However for this example, we’ll keep things simple and build a 4 team football accumulator. 4/5 Bet £10 Get £30 in Free. Our trebles and accas are carefully crafted with low-risk selections on. Each leg of your acca, or accumulator, must win in order for you to win the overall bet and get a payout. 75 = 17. With some high potential for. 10:00: Northampton : VS. 0 = 24) shows that a winning £5 accumulator bet on these football selections returns £120 (24 x £5). There is a horse racing accumulator, as you would expect, but acca bets abound in football. High odds accumulator tips are accumulators with odds ranging between 5. 90. The odds from each bet are also multiplied together, so the returns from 4 folds bets are potentially very rewarding, as. - Football Accumulator Calculator - Bookmaker Reviews A great feature of online bookies is the ability to cash out - where you can take the money before all games in your accumulator have finishedAn accumulator, otherwise known as a multiple, acca or parlay is a single bet that links two or more bets and makes each bet or leg, dependent on each other winning for you to see a return. Heinz Bet Calculator. Use the Single return calculator to work out your winnings online for all sports. The quickest way to get in touch. The odds on different teams for the stake were predetermined by experts’ analysis of records and team abilities. 8pm: Auxerre v Lorient – Lorient to win. Draw no bet (DNB) is a betting option offered by many bookmakers that allows you to gain profit if you guess the winner of the match, but you get back your stake if the score is a draw. A spread bet in football is normally offered at -110 on both sides of the bet. 1. Bet type Single Double Treble Fourfold Fivefold Sixfold Sevenfold Eightfold Accumulator Trixie Yankee Canadian / Super Yankee Patent Lucky 15 Lucky 31 Lucky 63 Heinz Super Heinz Goliath Super Heinz with Singles Super. Position - the finishing position for the dead heat. However, it can be difficult to determine the profit for different constellations that may occur. Place: 10 divided by 5 is 2/1, so the Place bet pays £5 at a price of 2/1, returning £15 – £10 profit and your £5 stake returned. Use our expected value calculator to calculate the odds on expected value bets! Enter the odds & stake and our bet value calculator will do the rest. System Bet Calculator. 25 x 2. 6. Some examples include ‘Red Rum and Shergar to win their respective races’ (a. While we prepare our. Accumulator Calculator to work out your bet returns on a football Accumulator, horse Racing Bets and any sport where you can get odds on! The Accumulator Calculator is totally free to use. Accumulator odds = 2 x 2. Betpack's free accumulator calculator is an online tool that lets you calculate your winnings and losses when betting on multiple selections from different matches. The Free Bet Calculator is the world’s leading online sports bet calculator. Mybet. Stake a total of £20 or more, in cash, on single match accumulator bets or multi match accumulator bets containing 3+ selections from 00:01 on Monday and 23:59 on Sunday. First bet must be on Sports. While you might be able to see this on the bet slip when you have added in all the selections that you want to form part of a multiple, we would recommend using our accumulator bet. Gillingham v Carlisle – Carlisle to Win. FAQs. 5 Goals 58% (1. Stake. It is possible to work out an accumulator bet but most people use a bet calculator to do it for them. 83. Betboro Win Boost: 2% extra winnings with 3 selections up to 100% with 20+ selections. 93. 8) or greater, to be credited with 3x £10 Free Bets: 1 x £10 Horse Racing, 1 x £10 Free Bet Builder and 1 x £10 Football. Monday. 22Bet Accumulator Bet Boost: 22Bet bonus points for each lost selection. + Add a selection. CLICK. Step 2: Pick the winning team while keeping the draw no bet option in mind. 30 x 3. Vegas Line. 7:45pm: Salernitana v Lecce – Draw. 50, 3. These two indictors give a good hint if both team will score in either half. Especially popular in America and Canada. Simply pick the markets and matches that you want to include in your accumulator before lodging your bet by placing your stake on the relevant market. Football acca tips today, tend to contain more obscure markets than the average punter might pick out. Is they any way I can input the details in. Our ' Accumulator Betting Guide ' will tell you exactly how accumulator bets work. Supports both mobiles and tablets Though, you need to be aware that Poisson distribution, when applied to predict football matches, has certain flaws and limitations; there are numerous sources on that topic, and you can read, for example, one at Pinnacle before using the calculator, to understand the pitfalls of that approach! Excel 2007 file, 20 kB. Sticking to football though, you might opt to take a punt on the winners of Europe’s top five. When considering the football accumulator tips for today, you might want to work out your potential winnings that can be made from a bet. 888Sports has a variety of betting bonuses for players to enjoy. Many football betting fans love multiples with accumulators tips because they theoretically allow you to make substantial winnings by combining multiple events into a single bet since we offer daily predictions which. Free to use Mobile friendly bet calculator with William Hill. Easier to place a winning bet. What are football accumulator bets in Malaysia? An accumulator bet combines multiple selections in order to make it more profitable. Bet type Single Double Treble Fourfold Fivefold Sixfold Sevenfold Eightfold Accumulator Trixie Yankee Canadian / Super Yankee Patent Lucky 15 Lucky 31 Lucky 63 Heinz Super Heinz Goliath Super Heinz with Singles Super. This is simply because of the sheer volume of league matches played on that day on most weekends between early August and the end of May. Many promotions are. 44. Our under 2. So, if you are placing an accumulator bet on football matches in the Premier League, your selections and odds might look something like this: • 1) Everton to beat Aston Villa at 3/1 • 2. Each of the selections must succeed for the overall bet to be a winner. Supports EW, Dead Heats, Rule 4. Moneyline bets are as straightforward as it gets in sports betting. Deposit and bet on any sports with min odds of 2. All Betting Basics; Odds Explained; Types Of Bet Explained; Betting Common Sense; Follow. Built In Matched Betting Calculator. Minimum first £5 bet at minimum odds of 1/2 to qualify for 1 x £20 free bet. START YOUR FREE TRIAL NOW. Established and trusted, founded 2003. Bet365 Live Streaming Schedule - Watch live sport, including football and horse racing. 27 had the individual folds come in, which is far higher than could easily have been achieved by betting solely on. There you will find all the matches and markets available. Of all the different multiple bets that are placed, it’s football accas on the Premier League and beyond that are the most popular. A Four-Selection Accumulator is known as a Fourfold. avoid high and low risk bets. For the bet to win successfully all of the selections must win. 50 on each individual bet which would return £18. A lucky 31 bet within a bet calculator is a type of full cover bet that involves making 31 bets across 5 selections. The odds are greater the more matches you add, boosting the winnings up for grabs. Min odds, bet and payment method exclusions apply. Free Betting Calculator: Doubles, Trebles & Accumulators. Our Early Payout (2UP) Calculator, in combination with our expert advice and guides, is an absolutely. CLICK HERE TO ADD TO YOUR BETSLIP. 2 or more). Monaco. 4th. American Football. 2 x 2. Trusted by independent bookmakers and punters to work out returns, you can be sure that the calculations are accurate. 3rd. Message us. Football Bet Accumulator Calculator. A football accumulator bet calculator is a type of accumulator bet calculator that is specifically designed for football accumulators. • Check your potential returns on Patents, Accums, Lucky 15s, 31s, 63s and many more bets with silly names. Cowboys -170. The total winning of an accumulator bet is gotten by the multiplication of all the odds and the total amount staked. 4 goals-per-game on average. Our unique algorithm has been created to provide only the best football acca tips on a daily basis, including different types of accumulators: BTTS, Match Winner, Over 1. This makes all those separate wagers cheaper. Feedinco can only offer best football tips for today with very high odds soccer predictions. Work out potential winnings for any type of bet or check winning bets have been settled correctly with our bet calculator. FOOTBALL TIPS TODAY Check the best football tips for today. There you will find all the matches and markets available. Choose from doubles, trebles, lucky 15, 31, 63, yankees and as a Football betting calculator accumulator bets are the most common type of bet punters want to work out. 5 Corners. 90. The first and most crucial of our football accumulator tips is to conduct comprehensive research on your selected teams. Football tips and betting markets. Current search: Score Differential. Cambridge : 71% over 8. Use the Acca Builder to filter by Prediction, Analyst Verdict & Value selections, or get the highest probabilities in the Overs/Unders and Both Teams to Score markets. Welcome to our Odds Calculator page. Placing a fivefold accumulator is simple if you know how to bet online. Our football mathematical predictions are powered by the highly accurate Football Prediction 365 algorithm. Accumulators enable fans to bet on the outcome of several matches up and down the football leagues and if they all return successful results, the winning payout can be highly rewarding. Free Betting Calculator: Doubles, Trebles & Accumulators. See full list on bettingodds. When placing an each way bet it’s not. 50): If 4 selections win & 1 selection is "push": Odds 5. The bet is called a ‘lucky’ 31 because it includes an additional five single bets compared to the lucky 15 bet, which covers 15 bets across 4 selections. • Compare the potential returns from your selections across different bet types. Trusted by independent bookmakers and punters to work out returns, you can be sure that the calculations are accurate. Create your own My Acca from the tips with the most experts right now!What are Both Teams to Score Accumulators? This type of free advice is something we do on a regular basis. To use the free online bet calculator successfully, you would select accumulator as your bet type, choose your odds and then enter your £5 stake. All of the most popular bet types are supported, including Lucky 15, Accumulator, Trixie, Patent and Round Robin, as well as speciality bets such as. min 5 legs. The three key benefits of placing Draw No Bet wagers are: Reducing the possible outcomes from 3 to 2. Accumulators involve placing bets on multiple selections in one bet, where all selections must win for you to receive any winnings. A Both Teams To Score bet is a unique bet type in which you don’t need to pick the winner of a game for your bet to land. It’s possible to choose from -4. Only enter whole numbers in the ‘Your Stake’ box:- like 4, 10, 16 if you enter 10. 18+ BeGambleAware. Betboro Win Boost: 2% extra winnings with 3 selections up to 100% with 20+ selections. In order to build an accumulator bet you will first need to have an account for Mr. Zcode System. These bets are particularly suitable for higher odds and allow you to win big if all your predictions come true. THE DUTCHING CALCULATOR. Minimum deposit £5. co. We love to bet on football and it can sometimes be a lot of fun to place an acca on the latest matches that. Accumulator Calculator. 13 in total. Accumulator tips formed using OLBG's best tipsters. Simply add in the odds for each betting selection along with your nominated stake. 74 Odds. The implied odds for this accumulator is 6. A single selection losing will result in the bet being lost. #ad. Grosvenor Casino is our top pick for acca boosts because they will boost your three-fold+ football accumulators all week. It is also one of the best cash out betting sites in the US. 5, and finally 94. By. Check for sure bet opportunities. Acca Generator PredictionsCheck the accumulator button, located to the right of the Bet 4 box (you can also calculate single, double and treble bets ). Putting out weekend football accumulator tips is our forte and is why so many bettors follow our tips each and every week. The treble bet explained. 5) = $225. Planning your accumulator bets ahead of time? Here are all of our football multi tips for tomorrow. The first of today's acca tips is that naturally, the larger the fold on your football accumulator the less likely it is to come home. You need to look out for the FTS (failed to score percentage) and CS (clean sheet percentage) for both teams. Edit your accumulator, enter your stake, then tap Place Bet. The lucky 15 is a 4 selection wager consisting of 15 bets: 4 singles, 6 doubles, 4 trebles and a four-fold accumulator. T&C's apply. When there’s a lack of todays football accumulator tips, you shouldn’t bet on football just for the sake of betting on football. Hedging Calculator Hedge a bet and secure a guaranteed profit on your wager. The bet accumulator calculator isn’t the only free bet calculator we offer. • Includes Rule 4 deductions and Dead Heat for win or place which is a pain, but still nice. Baseball. Profit Accumulator is the World's largest Matched Betting site, having had over 150,000 paying customers. A successful cashout allows you to profit from a bet that would otherwise be a loser or to limit the damages on your wallet if you’ve followed the wrong team. Naturally, the more selections you include, the more risk is attached to your Acca. The heinz bet is a 6 selection wager consisting of 57 bets: 15 doubles, 20 trebles, 15 four-folds, 6 five-folds and a six-fold accumulator. Learn more. Enter your stake per bet. Bet calculator using excel. Single. The possibilities are endless. Bet type Single Double Treble Fourfold Fivefold Sixfold Sevenfold Eightfold Accumulator Trixie Yankee Canadian / Super Yankee Patent Lucky 15 Lucky 31 Lucky 63 Heinz Super Heinz Goliath Super Heinz with Singles Super. Bet restrictions and T&Cs apply. 83. 2. Trixie Bet Calculator; Lucky 15 Calculator; Accumulator Bet Calculator; Betting Basics. The Lucky 63 bet is a popular six-selection wager with 63 bets available: 6 single bets, 15 doubles, 20 trebles, 15 four-fold accumulators, 6 five-fold accumulators, plus one six-fold accumulator. g. Free, easy to use and accurate, the betting odds calculator supports a wide variety of options including each ways, accumulator perms and bookmaker bonuses. 00 to +4. Giants plus 150. With larger accumulators, it could become quite confusing to work out the total odds and returns you could hope to win, but with the OddsMonkey acca calculator, the hard work is done for you. Now you can work out how much you have won, or might win simply by using our win and each way free acca calculator. With our round robin payout calculator, you can work out your profit and explore how outcomes and wager sizes influence your winnings. Work out your sports bet returns for: Accumalators, Lucky 15’s, Doubles and more. Here are some of the more common ones that tend to find their way into accumulator bets. 4% x 52. The Dutching calculator assists bettors with their strategy by working out how much should be staked on each selection and determining if there is an opportunity to make a profit. If you prefer betting over football trading, quickly work out your potential returns for the most popular bet types with our free betting calculator. Check the details of your pick by clicking the offered link. If your horse finished in places 2nd. 13 in total. 32 odds in value!Football Football betting tips Bet of the day Best football betting sites. Accurate corner predictions based on historical stats. 66 x 1. System bets are a popular way of betting where all possible combinations are made up of a pool of tips. Free, easy to use and accurate, the betting odds calculator supports a wide variety of options including each ways, accumulator perms and bookmaker bonuses. With these goal predictions tomorrow, one can bet. Acca Club: Place a bet of £20 on accumulators with five legs or more (each leg must have minimum odds of 1. First bet must be on Sports. Enter your stake, bet type, odds (fractional or decimal), place terms (if applicable) and then hit the calculate button. Certain deposit methods and bet types are excluded. #ad 18+ New cust only. With four selections at say 4/1 and a Lucky 15 stake of £1 (total £15) your return would bring in £1,409. This is to enhance your entertainment experience by empowering you to shape your journey with Paddy Power. Victor Prediction. 2. Accumulator tips formed using OLBG's best tipsters. Try to keep track of your matches as they unfold so you can take advantage of cash-out when. 18+. 5 Goals, Asian Handicap etc. Including a single, £10 stake, this acca would have produced an excellent return of £129. Football Accumulator Tips from the oddschecker team and football tipsters. Santos Laguna vs Mazatlan. Daily Football Accumulator Tips. Trebles are used to generate higher odds than would be generated from. For detailed information, tap on the blue button at the bottom of the calculator. If 10 e/w on 20/1 shot with 1/4 5 places on offer and 5 guys tie for 5th it's simply a 1/5th of the stake at the full odds returning 12. New 18+ New Customers only. 50 to try and win £. 5. Money back for any Soccer game that finishes 0-0 at bet365. The returns from four single winning bets placed in an accumulator can be represented as, Total Returns = Initial Stake x (Team 1 odds x Team 2 odds x Team 3 odds x Team 4 odds) = $10 x (3 x 2. Lay stake = ( back odds * back stake) / ( lay odds – lay commission) Lay stake for free bet if stake not returned. 0 x 4. There are a number of football accumulator calculators available on the internet. Meet the OddsMonkey team: Suzy Beth (part 2) April 19, 2017. All Odds. Learn more. Fixed Odds & Multiples bets are placed with PPB Counterparty Services Limited which is. 25 = £94. Built In Matched Betting Calculator. 1. 0 (Evs), and get money back as a Free Bet if it loses. Win Probability Calculator | Pro-Football-Reference. 5-145. It can also be done by taking the steps below. Simply add in the odds for each betting selection along with your nominated stake. Choose the number of selections, the stake type, the rule 4 options and the bet type to get the total outlay, total return and total profit. 5 goals tips, correct score tips and football score predictions) for today's and tonight's fixtures - below. Stuttgart: 77% over 8. OVER. Horse Racing The huge number of daily races held in the UK, Ireland, and beyond, combined with the array of runners in each event, makes horse racing a great sport for acca betting. This accumulator calculator shows you how to calculate returns for bets with multiple legs. Register using the promo code WELCOME40, deposit. Learn more. Binge play every Immaculate Grid game with the archive mode and put your football knowledge to the test. Registered Office: Hillside (UK Sports) ENC (registration number P1892) and Hillside (UK Gaming) ENC (registration number P1888), Office 1/2373, Level G. There is a huge amount of markets available for games these days, giving plenty of choice. Football Accumulator Bet Calculator. Also, using tools like the accumulator calculator and free bet calculator makes it easier to figure out how different bets work. This is far higher than if you were to bet £2. Accumulator Bet Calculator. Our lay bet calculator can help you calculate your possible liabilities, profits, returns and winnings with ease. Best New Betting Sites UK 2023 – 20 Bookmakers Compared. Football accumulators are popular but there’s nothing stopping you betting on a range of sports at once. Enter the price of each selection. Get mathematical predictions for today’s football matches and betting tips 1×2 for more than 400 football leagues. 2) Next, multiply these decimal odds by each other. Just seven months earlier expecting father Dean Clay, 48, scooped a massive £92,000 on a 14 team bet. For our example we’ll be using the bookmaker Mr. Create your own My Acca from the tips with the most experts right now!New 18+ UK customers only. All bookmaker bet slips will calculate your accumulator odds for you, as. Login. LeoVegas. Africa Acca Bonus: 3% extra winnings with 2 selections up to 350% with 30 or more selections. Use our free bet calculator to work out exactly how much profit. 57 Odds. Licence Number: MGA/CL3/454/2008 17th March 2015, Triq il-Kappillan Mifsud, St. A price of 7/4 has been handed for Ivan Toney. *An accumulator with these bets pays at approximately 23/1 with. Register using the promo code WELCOME40, deposit and place first bet of £10+ on Sports (cumulative Evens+) within 7 days of registration. How To Place an Accumulator on Bet365 App. Also horse racing four folds and the popular each way lucky 15 tips. The ones 3 possibilities: 1N2 or 1X2 (for football/soccer games for example: Victory for Team 1 or Draw or Victory for Team 2) or only two possibilities: 1-2 (for tennis matches for example: Player. Cowboys minus 170. 10. Of all the different multiple bets that are placed, it’s football accas on the Premier League and beyond that are the most popular. Betting Tips Today is always up-to-date it provides mathematical football predictions generated by computer algorithm on the basis of statistics. 100 American Odds An accumulator links together multiple bets and is popular within many sports. The yankee bet is a 4 selection wager consisting of 11 bets: 6 doubles, 4 trebles and a four-fold accumulator. There is a horse racing accumulator, as you would expect, but acca bets abound in football. This bet calculator shows how many you can back and still be profitable, at what overall odds, and how much to stake on each bet. The quickest way of working out your winnings is to use our Super Heinz bet calculator. The yankee bet is a 4 selection wager consisting of 11 bets: 6 doubles, 4 trebles and a four-fold accumulator. Easier to place a winning bet. Step 1: Look for games that have three possible outcomes, including draws (for example, football betting). In this guide, we’ll explore the ins and outs of the Football Bet Accumulator Calculator—a game-changer for enthusiasts looking to optimize their betting strategy. Your Ladbrokes accumulator can consist of any bets you like, from whichever markets or events you choose. Gambling Helpline: UK: 0808 8020133 IRL: 1800 936 725Our Football Odds Calculator allows you to automatically calculate the Bet Payout for either Single bet slip or Accumulator slip (multiple bets - ACCA). Calculate 100% accurate fair odds. 03:10. Over 9. Register using the promo code WELCOME40, deposit and place first bet of £10+ on Sports (cumulative Evens+) within 7 days of registration. If you prefer betting over football trading, quickly work out your potential returns for the most popular bet types with our free betting calculator. Essentially, whatever accumulator you put together, the calculator will have the means to present you with how much you could potentially win. Step 3: Repeat the process by adding the bet to the accumulator. ng helps bettors calculate how much they can win based on the betting odds and the number of events that they place on their accumulator sports bet. In 2001 Mick Gibbs stuck 30p on a football accumulator and won a massive £500,000 when he successfully called the winners of 15 football championships, with the final leg hanging on a penalty shootout of the European Cup between Bayern Munich and.